Jurnal: Pengaruh Pemberian Kredit Terhadap Peningkatan Perolehan Laba Pada PT. BPR Para Sahabat

Osman, Irwan R (2008) Jurnal: Pengaruh Pemberian Kredit Terhadap Peningkatan Perolehan Laba Pada PT. BPR Para Sahabat. Teleskop, 7 (14). pp. 21-49. ISSN 1411-3643

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Abstract

In research about effect ex t ens,on · o f ere d" 11 and increase of advantages achievcmcnt in BPR Parnsahabat Co., with two variables, which is Extension of credit as independent variable (X) and increase of advantages achievement as dependent variable (Y). The method which use in this research is associative causal which as the purpose to know ahout relationship between two variables or more. In addition, how a variable influence the other variable. Before do the data analysis, we must do the normality data test with one-sample kolmogorov-smirnov test, and from 1his test, we can found the data that use in this research have already normal distribution, because X and Y variable have Significant grade value more than 0.05. After that, executed classic assumption test where in the result zero expected value test residual, output appear point out residual difference Y observation and Y prediction -have zero mean or residual value= 0 so that the data \vhich used is correct. In the result of multi co linearity rx value > 0,09 . In the result of data normality test the appearance of graph normal p -plot we can found spread point in area diagonal line and the spread follow and approach diagonal line. This case appears that data, which used fulfilled assumption nonnality data. In the result of linearity test, the appearance of scatter plots graph has seen that 95% points spread between -2 until 2. This case appears assumption of linearity is accepted. In the result of autocorrelation we can concluded that found autocorrelation between regression mode extensions of credit with increase of advantages achievement. from the result of research we get coefficient of correlation value r = 0,841 which have mean be found positive relation between extension of credit with increase of advantages achievement in BPR Parasahabat Co. regression coefficient value which we get Constantan a is o, J 67 explain if value of cxtc11sio11 of credit constant, so value of advantages achieve is 0.167 unit. Coefficient bis 0.636 explain that cac;h upgrading I unit of extension of credit will upgrade advantages achievement. Therefore, extensions of credit have significant influence to advantages achieve in BPR Para Sahabat Co. Bekasi. Found Determination Coefficient Value R2=0,841x100%=70,7% which have mean that advantages achieve affected by extensions of credit is 70,7%. And the other (29,3%) affected by other factor which not research in this Journal, for example, accent rate, cost operation and non operational, operational achieve and the other non operational like the activity from third side Keyword: Extensions of Credit, increase of advantages achieve

Item Type:	Article
Subjects:	H Social Sciences > H Social Sciences (General) H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
Depositing User:	Mr Irwan Ramli Osman
Date Deposited:	17 Oct 2022 07:39
Last Modified:	17 Oct 2022 07:39
URI:	http://repository.stie-yai.ac.id/id/eprint/1271

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